Even if the FHA mortgage loans are the easiest type of loan to apply for, you should be able to meet these basic FHA loan qualification. The first loan FHA training for at least two years of consistent income. Most preferably from the same employer. Once you can prove your employment history, lenders also like to see what your last two years income at least stayed the same or even better, it has increased.
The next qualification is that your credit report should have no more than two thirty days late payments in the past two years. Lenders would ideally do not late payments on your credit, but one or two will still be valid.
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